1. Put your kids in schools you can afford because expensive schools don’t guarantee good
results. Just ensure they attend a good affordable school.
2. Rent apartments you can pay for conveniently. Don’t live in a house you struggle to pay yearly. If your 2 – 4 months salary or business profit can’t pay for your
accommodation, then that accommodation is not for
your level of income.
3. A man whose wife is pregnant has good 9 months to prepare, same as the pregnant woman in question. They should even plan for the worse and only seek help when they can’t meet up.
4. Some problems in our lives don’t just pop up. If we don’t own a home, we know we would pay rents. So its not an emergency.
5. Let’s plan our lives and live within our means. Save more and spend less and invest wisely. Never invest in something that will make you rich overnight. No seed grows to a tree overnight and provide fruits, not even
6. Some women buy food for their children every morning before going to school or even for the whole family. Do you know it’s cheaper to cook at home?
7. Some people don’t earn much, but have cable TV at home and have get expensive upgrade bundles when they don’t have income upgrades. Besides, most people pay for cable subscription they don’t have light or time to
8. Eat healthy meals and protect your family from mosquitoes to avoid going to the hospital always. Sleep under mosquito treated net, saves you cost of
treatment on malaria.
9. Take advantage of food and fruits in season, its cheaper and you can be creative to create
amazing meals. Every fruit in each season is meant to
help your body fight sickness or health challenges in that season.
10. Don’t copy your neighbor’s lifestyle. She earns well and her
husband is a ‘big
11. Don’t follow trends, wear clean well-ironed clothes and
keep your hair neat. You would still look good.
12. Keep your circle small, keep only friends that are reasonable!
13. Above all things, be reasonable and prudent. If you’re religious or not have
integrity, don’t be lazy.
14. Planning is the key, if you fail to plan, you plan to FAIL.
15. Don’t do more than your budget this year, there is no award given to best family that wore an expensive cloth for
16. Don’t be in competition with
anyone. The purpose of shoes
and clothes are to cover our nakedness, make us smart and
Always avoid living fake life & pretence.